# Utilities
Utility rate configuration is **the foundation of accurate solar quotes**. Proper setup ensures your production estimates, savings calculations, and ROI projections reflect real-world economics.
## Why Utilities Matter
Utility configuration directly affects:
- **Savings calculations** - Import/export rate differential
- **Payback period** - How quickly system pays for itself
- **ROI projections** - 30-year financial modeling
- **Credit tracking** - Net metering mechanics
- **Value proposition** - Customer's true savings
**Get this wrong, and your quotes will be inaccurate.**
## Overview
Powerlily allows you to:
- Configure unlimited utility companies
- Set monthly or annual rates
- Define metering programs (Net Metering, Feed-in Tariff, etc.)
- Model rate escalation over 30 years
- Handle monthly fees and credit caps
- Use different utilities for different quotes
**Key Principle:** Each quote locks in its utility configuration at creation. Changing a utility record doesn't affect existing quotes.
## Creating Utilities
### Navigation
1. Go to **Settings** → **Utilities**
2. Click **"New Utility"**
3. Configure all parameters
4. Save and use in quotes
### Basic Information
#### Name
**Utility company name**
- Clear identification
- Shown to customers
- Used in quote selection
**Examples:**
- "Pacific Gas & Electric (PG&E)"
- "Southern California Edison"
- "Con Edison - Residential"
- "National Grid - Time of Use"
**Best Practices:**
- Include service territory if relevant
- Note rate plan type (TOU, tiered, etc.)
- Be specific for customer clarity
#### Description
**Optional details**
- Service area notes
- Rate plan specifics
- Special programs
- Internal reference
**Examples:**
- "Standard residential rate schedule E-1"
- "Commercial rate with demand charges"
- "Time-of-use plan with winter/summer rates"
## Rate Configuration
### Single Rate vs Monthly Rates
**Two configuration modes:**
#### Simple: Single Annual Rate
**One rate for entire year**
✅ **When to Use:**
- Utility has flat rates year-round
- Simple rate structures
- Quick setup
- Most residential customers
**How It Works:**
- Enter one import rate
- Enter one export rate
- Applied every month
- No seasonal variation
**Example:**
- Import: $0.28/kWh
- Export: $0.10/kWh
- Same all year
#### Advanced: Monthly Rates
**Different rate each month**
✅ **When to Use:**
- Seasonal rate variations
- Time-of-use programs
- Tiered summer pricing
- Accurate modeling needed
**How It Works:**
- Enter import rate for each month (Jan-Dec)
- Enter export rate for each month (Jan-Dec)
- System uses correct rate each month
- More accurate projections
**Example:**
- **Summer (June-Sept):** $0.35/kWh import, $0.12/kWh export
- **Winter (Oct-May):** $0.24/kWh import, $0.08/kWh export
**Toggle:** Check "Use Monthly Import and Export Rates" to enable
### Import Rate
**Cost of electricity FROM utility**
**What It Means:**
- Price customer pays for grid power
- Per kilowatt-hour (kWh)
- The rate you're helping them avoid
- Foundation of savings calculation
**Where to Find:**
- Customer's utility bill
- Utility company website
- Rate schedules (tariff sheets)
- Regulatory filings
**Format:**
- Dollars per kWh
- Example: $0.28/kWh
- Enter as decimal: 0.28
**Important:**
- Use blended rate if tiered
- Include delivery charges
- Exclude fixed fees (use Min Fee instead)
- Average if time-of-use
**Typical Ranges:**
- Low: $0.10 - $0.15/kWh
- Average: $0.15 - $0.25/kWh
- High: $0.25 - $0.40/kWh
- Very high (CA, HI, etc.): $0.35+/kWh
### Export Rate
**Value of electricity TO utility**
**What It Means:**
- Price utility pays for solar exports
- What customer earns for excess generation
- Net metering credit value
- Varies by program
**Common Structures:**
**1:1 Net Metering (Full Retail):**
- Export rate = Import rate
- Example: $0.28 import = $0.28 export
- Best for customers
- Common in many states
**Reduced Export Rate:**
- Export rate < Import rate
- Example: $0.28 import, $0.10 export
- Wholesale or avoided cost
- Less favorable
**No Compensation:**
- Export rate = $0
- No credit for exports
- Self-consumption only
- Rare residential
**Format:**
- Dollars per kWh
- Enter as decimal
- Can be same as or less than import
### Minimum Monthly Fee
**Fixed grid connection charge**
**What It Is:**
- Unavoidable monthly cost
- Charged even with zero usage
- Grid access/infrastructure fee
- Can't be offset by solar
**Why It Matters:**
- Affects "true" savings
- Customer pays this regardless
- Should be transparent in quotes
**Typical Values:**
- $0 (included in rates)
- $5 - $15 (common)
- $20 - $40 (some utilities)
**Quote Display:**
- If set >$0, clearly shown
- Labeled as "Grid Connection Fee"
- Not confusing to customer
- Part of total cost model
**Setting to $0:**
- If fee included in per-kWh rate
- If you want to exclude it
- Simpler customer presentation
## Metering Type
**Critical setting that defines how solar economics work**
### Net Metering
**Most common residential program**
**How It Works:**
1. Production offsets consumption
2. Meter "spins backwards" when exporting
3. Credits accumulate for surplus
4. Credits used in later months
5. Annual or monthly settlement
**Financial Model:**
- **Savings** = (Consumption offset × Import rate) + (Exports × Export rate)
- Avoids imports at retail rate
- Compensated for exports
- Maximizes value
**Bill Impact:**
- Lower or eliminate bill
- Pay minimum fee if applicable
- Credits carry forward
- Annual true-up
**Best For:**
- Residential installations
- Consumption matches production
- Full retail credit
- Standard solar economics
**Quote Calculations:**
- Shows consumption reduction
- Displays export value
- Tracks credit accumulation
- Models true-up events
### Net Feed-in Tariff
**Instant export compensation**
**How It Works:**
1. Production offsets consumption
2. Surplus sold immediately
3. No credit accumulation
4. Monthly settlement
5. Can't carry forward
**Financial Model:**
- **Savings** = (Consumption offset × Import rate) + (Monthly exports × Export rate)
- Immediate export payment
- No credit rollover
- Month-by-month
**Differences from Net Metering:**
- No credit banking
- Exports paid monthly
- Can't save summer credits for winter
- Less favorable if seasonal mismatch
**Best For:**
- Regions without net metering
- Consistent year-round production
- When export rate is fair
**Quote Calculations:**
- Monthly export compensation
- No credit cap concerns
- Surplus can't be capped
### Feed-in Tariff
**Production-based payment**
**How It Works:**
1. All production sold to utility
2. Customer still buys all consumption
3. Two separate transactions
4. No offset, pure payment
**Financial Model:**
- **Revenue** = (Total production × Export rate)
- Doesn't offset consumption
- Pure generation income
- Customer still has full electric bill
**Bill Impact:**
- Electric bill unchanged
- Receive production payment
- Two separate bills
- Investment return model
**Best For:**
- High feed-in tariff rates
- Investment/farm situations
- Separate from consumption
- Pure generation assets
**Quote Calculations:**
- Shows production revenue only
- Doesn't show consumption offset
- Different value proposition
- Income vs savings model
## Credit Compensation
**How surplus kWh credits are handled**
### Monthly Compensation
**Settle every month**
**How It Works:**
- End of each month: surplus sold
- Credits don't carry forward
- Paid at export rate
- Fresh start next month
**Financial Impact:**
- Monthly export income
- Can't save summer for winter
- Predictable monthly value
- Good for consistent production
**Best For:**
- Net Feed-in Tariff programs
- Flat production profiles
- When can't bank credits
**Quote Calculations:**
- Monthly export value added to savings
- No credit accumulation
- Even monthly benefit
### Yearly Compensation
**Settle annually**
**How It Works:**
- Credits roll month-to-month
- Annual settlement (true-up)
- Surplus sold at year-end
- Specified renewal month
**Financial Impact:**
- Bank summer production
- Use credits in winter
- Annual surplus payment
- Maximizes credit value
**Best For:**
- Net metering programs
- Seasonal production variance
- Summer surplus, winter deficit
- Standard solar programs
**Renewal Month:**
- When annual true-up occurs
- Credits reset after this month
- Choose customer's true-up month
- Often anniversary of interconnection
**Example:**
- **Renewal Month:** December
- **January:** Start fresh, 0 credits
- **June:** Build up 500 kWh credits
- **December:** Use credits + sell surplus
- **January (next year):** Reset to 0
**Quote Calculations:**
- Tracks credit accumulation
- Models annual true-up
- Shows yearly surplus compensation
- Accurate payback modeling
### Indefinitely
**Never settle (rare)**
**How It Works:**
- Credits never expire
- Roll forward forever
- No true-up
- Accumulate indefinitely
**Financial Impact:**
- Credits never lost
- Can build large bank
- No compensation for surplus
- Max savings potential
**Best For:**
- Legacy net metering
- Grandfathered programs
- Very rare situations
**Quote Calculations:**
- No surplus compensation
- Credits never capped (unless credit cap enabled)
- Conservative approach
## Annual kWh Credit Cap
**Limits annual surplus credits**
### What It Does
**When Enabled:**
- Year-end credits capped at annual consumption
- Can't export more than you import (net annual)
- Excess production above cap = $0 value
- Prevents over-crediting
**Example:**
- **Annual Consumption:** 12,000 kWh
- **Annual Production:** 14,000 kWh
- **Net Export:** 2,000 kWh
- **With Cap:** 2,000 kWh = $0 value (capped at 0 net)
- **Without Cap:** 2,000 kWh × export rate = compensated
### When to Enable
✅ **Enable If:**
- Utility doesn't pay for net annual exports
- Credits capped at consumption
- Can't be net exporter
- Regulations require it
❌ **Disable If:**
- Utility pays for surplus
- No annual net cap
- Can export more than import
- Standard net metering
### Impact on Quotes
**Financial Modeling:**
- Systems >100% offset: reduced value
- Payback period lengthened
- ROI adjusted downward
- Prevents oversizing
**System Sizing:**
- Encourages 90-100% offset
- Discourages oversizing
- Accurate economics
- Right-size system
**⚠️ Warning:**
With credit cap enabled, quotes estimating >100% consumption offset will show longer payback periods. This accurately models that excess production has $0 value.
## Annual Escalation Rate
**Rate increase over time**
### What It Is
**Future rate growth:**
- Annual percentage increase
- Applied to import AND export rates
- Models utility rate inflation
- Critical for 30-year projections
### Why It Matters
**Long-term Value:**
- Solar production has fixed cost
- Utility rates increase over time
- Savings grow each year
- Major value proposition
**Example:**
- **Year 1:** $0.28/kWh
- **Year 10** (3% escalation): $0.36/kWh
- **Year 20** (3% escalation): $0.47/kWh
- **Year 30** (3% escalation): $0.62/kWh
**Impact:**
- Higher escalation = better solar ROI
- Lower escalation = conservative estimate
- Dramatic effect on lifetime savings
### Setting Escalation Rate
**Conservative Approach:**
- 2-3% annual
- Historical utility average
- Defensible
- Trustworthy
**Moderate Approach:**
- 3-5% annual
- Recent trends
- Regional specifics
- Common practice
**Aggressive Approach:**
- 5%+ annual
- High rate areas
- Trend acceleration
- Risk of overselling
**Format:**
- Select from dropdown
- 0% to 9.9% in 0.1% increments
- Stored as multiplier (e.g., 1.03 for 3%)
**⚠️ Important:**
**Don't oversell with high escalation rates!**
- Exaggerated escalation = unrealistic savings
- Customer disappointment if rates don't rise
- Credibility damage
- Regulatory scrutiny
**Best Practice:**
- Research regional rate history
- Use 3-4% as baseline
- Adjust for local conditions
- Document reasoning
### Modeling in Quotes
**Year-by-Year Calculation:**
- Year 1: Base rate
- Year 2: Base × (1 + escalation)
- Year 3: Year 2 × (1 + escalation)
- Continues 30 years
**Affects:**
- Annual savings projections
- Lifetime savings total
- Payback period
- ROI percentage
## Utility Management
### Creating Multiple Utilities
**Why Multiple:**
- Different service territories
- Multiple rate plans
- Residential vs commercial
- Testing scenarios
**Organization:**
- Clear naming
- Rate plan specifics
- Regular updates
- Archive old rates
### Editing Utilities
**When to Edit:**
- Rate changes announced
- Program updates
- Correction needed
- New information
**Impact:**
- NEW quotes use updated rates
- Existing quotes UNCHANGED
- Historical accuracy preserved
### Using in Quotes
**Quote Creation:**
1. Select utility from dropdown
2. Rates automatically applied
3. Calculations use utility parameters
4. Customer sees utility name
**Quote Lock:**
- Utility config copied to quote
- Future utility changes don't affect quote
- Historical accuracy
- Version control
## Best Practices
### Rate Accuracy
**Always Verify:**
- Check current tariff sheets
- Confirm with utility website
- Review customer bill
- Update regularly
**Don't Guess:**
- Wrong rates = wrong economics
- Customer trust damaged
- Potential legal issues
- Professional liability
### Program Selection
**Match Reality:**
- Use customer's actual program
- Confirm metering type
- Verify export compensation
- Document source
### Conservative Modeling
**Underpromise, Overdeliver:**
- Conservative escalation (3-4%)
- Realistic export rates
- Account for fees
- Honest projections
### Regular Updates
**Stay Current:**
- Review utilities quarterly
- Update when rates change
- Monitor policy changes
- Maintain accuracy
### Documentation
**Keep Records:**
- Rate schedule sources
- Effective dates
- Program documents
- Utility contacts
## Common Configurations
### California PG&E (Net Metering 3.0)
- **Import:** $0.35/kWh (average)
- **Export:** $0.08/kWh (avoided cost)
- **Metering:** Net Metering
- **Credit:** Yearly
- **Min Fee:** $10/month
- **Escalation:** 4%
- **Cap:** Enabled
### New York Con Edison
- **Import:** $0.19/kWh
- **Export:** $0.19/kWh (1:1 retail)
- **Metering:** Net Metering
- **Credit:** Indefinitely
- **Min Fee:** $18/month
- **Escalation:** 3%
- **Cap:** Disabled
### Texas (No Net Metering)
- **Import:** $0.12/kWh
- **Export:** $0.03/kWh (wholesale)
- **Metering:** Net Feed-in Tariff
- **Credit:** Monthly
- **Min Fee:** $0
- **Escalation:** 2.5%
- **Cap:** N/A
### Hawaii HECO
- **Import:** $0.42/kWh
- **Export:** $0.10/kWh
- **Metering:** Net Metering
- **Credit:** Monthly
- **Min Fee:** $25/month
- **Escalation:** 3%
- **Cap:** Enabled
## Troubleshooting
### Savings Look Too High
- Check escalation rate (too high?)
- Verify import rate accuracy
- Confirm export rate correct
- Review credit compensation
### Payback Too Long with >100% System
- Enable credit cap if applicable
- System oversized for program
- Reduce system size
- Adjust customer expectations
### Monthly vs Annual Rates Confusion
- Start with simple single rate
- Add monthly rates only if needed
- Test calculations
- Verify each month
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**Related:** [[Quotes/Selecting Imagery|Creating Quotes]] | [[Incentives/Incentives|Incentives]] | [[kWh|Understanding kWh]]